The advice of the Bank of Spain if you have a problem with your credit card

If you have a problem with your credit card, we recommend that you read the advice that the Bank of Spain has shared to know how to act.

We use less and less money when we go shopping. The coronavirus pandemic has caused credit cards are chosen to avoid any contact, but with greater use there are also more chances of having problems with them.

At the Bank of Spain they have shared a series of tips that it is better to follow in case your card is lost or stolen, or if you find some charges that are not the ones you remember doing with her.

In South newspaper They have summarized them and there is a reaction that should be the first to avoid problems in case you lose your card or it is stolen: notify the bank.

As soon as you alert the bank the card will be blocked and they will not be able to buy with it, although we also warn you that if you manage to recover it, it is possible that you will not be able to use it again and you will need another.

In the same way, you will not have the option to make purchases online if you have your payment applications associated with the same card, as with PayPal.

Something similar happens if you detect movements that are not yours. Make sure well because sometimes they are usually forgotten or the name of the business in which it was spent does not match the one that is remembered. But if you are sure that you have not done them, you should also notify the bank, it is better than rejecting it directly.

And to finish a problem that has the same final solution, but is not so foreign: the card that does not work. It is advisable to check that it is correct, that it is not a problem with the dataphone. You can always opt for other payment methods and try again at the cashier or another establishment. If there is no solution and it is broken, you should go to your bank.